More and more seniors prioritize their overall health, seeking comprehensive healthcare plans in 2025. Last year, nearly 51% of all Medicare beneficiaries — more than 32 million people — were enrolled in a Medicare Advantage plan, a sharp increase from previous years.
Original Medicare (Parts A and B) does not cover routine dental and vision care, leaving many beneficiaries with out-of-pocket expenses.
With skyrocketing prices, it is imperative for those aged 65 or above to enroll in plans that offer comprehensive coverage for all their needs.
Medicare Advantage plans with dental and vision coverage present seniors with a great opportunity, with most plans providing coverage for dental checkups, vision care, hearing, and more. Dive in to discover your options for comprehensive care for 2025 before enrolling in a plan.
What Is a Medicare Advantage Plan?
Before you look into dental and vision care, here’s a breakdown of a Medicare Advantage plan, how it differs from Original Medicare, and why it’s an ideal option for those looking for additional benefits.
A Medicare Advantage Plan, also known as Medicare Part C, is an alternative to Original Medicare (Parts A and B). Medicare approves some private insurance companies that provide these plans. These plans cover the same hospital and medical coverage as Original Medicare with additional benefits like dental, vision, hearing, and prescription drug coverage.
To enroll, individuals must:
- Reside in the plan’s service area
- Have Medicare Parts A and B
- Be a US citizen or lawful resident
However, members are required to use providers and follow referral processes for specialists. Plus, medicare advantage plans offer predictable costs and bundled benefits, which makes them quite a practical option for most seniors.
Medicare Advantage Plans With Dental and Vision Coverage
In 2025, nearly all Medicare Advantage plans, over 97%, include dental and vision benefits, reflecting a growing recognition of the importance of these services for seniors.
Dental Coverage
Despite the availability of dental benefits in most Medicare Advantage plans, many enrollees remain unaware of these offerings.
A recent study found that only about 54% of beneficiaries knew they had dental coverage. This lack of awareness contributes to the underutilization of additional services such as routine cleanings, exams, and necessary procedures like fillings and extractions.
Enrollees need to familiarize themselves with their plan’s specific dental benefits, as coverage can vary and may include limitations or network restrictions.
Preventive and diagnostic dental services include the following:
- Routine cleanings
- Dental X-rays
- Dental exams
- Fluoride application
Comprehensive coverage includes additional services such as the following:
- Fillings
- Deep cleanings
- Crowns and bridges
- Dental implants
- Root canals
- Tooth extractions
- Partial and complete dentures
- IV sedation and general anesthesia
Vision Coverage
Vision coverage usually comes with most Medicare Advantage plans. However, underutilization is quite common as a gap in awareness exists.
To stay fully aware of the vision coverage, gather the necessary information. Enrollees are encouraged to thoroughly review their plan materials and consult with their providers to fully utilize the benefits available to them.
Medicare Advantage Plans With Dental and Vision Coverage
In 2025, several Medicare Advantage plans offer comprehensive coverage that includes both dental and vision services.
Here are five top-rated plans known for their extensive benefits.
- UnitedHealthcare: UnitedHealthcare stands out for its extensive provider network. Medicare Advantage plans come with dental and vision coverage with a broad network of facilitators.
- Cigna: Cigna’s Medicare Advantage plans address healthcare needs by covering preventive, basic, and major dental procedures. Vision benefits include routine eye examinations and allowances for eyewear so members have access to necessary services.
- Aetna: Aetna’s plans are distinguished by their high ratings and include dental and vision benefits. Members can access preventive services, restorative dental care, and routine vision exams.
- Humana: Humana offers plans with dental and vision coverage, often featuring $0 premiums and copays for primary care visits. Dental benefits may include preventive services and coverage for more extensive procedures, while vision coverage typically includes exams and eyewear allowances.
- Anthem: Anthem provides plans with dental and vision benefits, including preventive and restorative dental services, as well as routine vision care and allowances for eyewear.
How To Enroll for Medicare Advantage Plans With Dental and Vision Coverage
The following steps can guarantee a smooth enrollment process for Medicare Advantage Plans with dental and vision coverage.
- Confirm Eligibility Criteria
Check the eligibility criteria. Firstly, you must be enrolled in both Medicare Part A and Part B to access a Medicare Advantage plan. Next, to join a plan, you must reside within the plan’s service area and be a US citizen or lawful resident.
- Look into Available Plans
To research the available plans, you should access the Medicare Plan Finder tool. Compare plans in your area.
In 2025, beneficiaries have access to an average of 42 Medicare Advantage plans. Look into each plan, what it offers, its network restrictions, and additional costs to be fully aware of the offerings.
- Evaluate Plan Benefits
Carefully review the dental and vision services covered by each plan. Coverage does vary from plan to plan.
Some plans may include routine exams and preventive services, while others offer more extensive benefits. Your plan of choice should align with your healthcare needs.
- Enroll During the Appropriate Period
Enrollment is typically conducted during the Annual Election Period from October 15 to December 7. Alternatively, if you’re newly eligible for Medicare, you can enroll during your Initial Enrollment Period, which begins three months before your 65th birthday and ends three months after.
- Complete the Enrollment Process
When you select a plan, you can enroll yourself or your loved ones directly through the plan’s website, via the Medicare Plan Finder, or by contacting the plan provider. Some prerequisites include providing the Medicare number and the date your Part A and/or Part B coverage began.
Your Health, Your Plan: Find the Right Medicare Advantage Option With Silveredge
Medicare Advantage plans with dental and vision coverage offer benefits that Original Medicare does not, cutting down on extra costs.
With so many plans available, selecting the right one requires careful evaluation. While these plans provide additional services, you should thoroughly understand the potential network limitations and coverage details.
You deserve a plan that aligns with your health priorities, financial considerations, and preferred providers.With the expert guidance of Silveredge licensed advisors, you can compare your options, assess plan benefits, and make an informed choice. Don’t leave your healthcare to chance — Silveredge’s team ensures you enroll in a plan that meets both your medical and budgetary needs.
